SmartPix
由 dLocal 独家提供支持
代币化的Pix：无需二维码、无摩擦、专注转化。
巴西Pix的未来，从现在开始
SmartPix，由 dLocal 独家驱动，重新定义了Pix体验——实现自动和按需付款，无需用户每次手动授权。
忘掉二维码和重复结账流程吧。有了 SmartPix，dLocal 安全地存储用户的一次性授权，实现无重定向支付。
了解挑战
\Pix 是数百万巴西人首选的支付方式。然而，它并不是为定期付款或商户发起的交易而设计的。
在巴西，大约有 29% 的电子商务交易是通过 Pix 完成的。但问题在于……
每笔交易都必须由客户逐一批准，这给依赖重复或自动扣款的业务模式带来了阻力，例如：
Use cases
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Ride-hailing apps Frictionless billing for dynamic pricing
Enable one-click payments per ride: no QR codes, redirects, or manual input. With a single initial consent, each trip is charged instantly, requiring no further action from the rider. This flow is ideal for time-sensitive, high-frequency mobility. SmartPix supports effortless payments initiated directly from the ride-hailing app, streamlining checkouts and boosting rider loyalty. It also handles refunds efficiently, essential in a category with frequent trip changes and cancellations.
As a result, ride-hailing platforms reduce drop-offs, increase payment reliability, and deliver a truly seamless experience for everyday urban transportation.
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Digital subscriptions Keep subscribers active with seamless recurring charges
Automate recurring payments with a direct bank link: no cards, no manual transfers. SmartPix ensures uninterrupted access even if a payment date changes or the subscription amount varies. Funds are released to your business instantly upon approval, reducing delays compared to card settlements and improving your cash flow predictability.
This leads to lower involuntary churn, better control of the billing cycle, and more reliable, recurring revenue.
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Retail Accelerate repeat purchases and flash sales
Offer instant, one-tap checkouts with no redirects, QR codes, or friction—perfect for mobile-first shoppers and high-demand campaigns. SmartPix enables fast, intuitive purchases that recover abandoned carts and encourage impulse buying. Additionally, it supports Split Payments, allowing automatic distribution of funds between marketplaces and sellers, ideal for platforms handling multi-vendor transactions.
This translates in smoother shopping journeys, higher conversion rates, and better outcomes during critical retail moments.
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Digital advertising Fuel campaigns with performance-based payments
Support just-in-time billing that adapts to campaign performance and real-time spend. Whether topping up balances or triggering payments per event, this flexibility helps ensure continuous ad delivery, improve spend efficiency, and align financial flows with campaign results.
That means more responsive media buying, fewer interruptions, and spending that works as dynamically as your strategy.
SmartPix —— dLocal 独家解决方案
赋能商户实现：
- 安全存储用户的 Pix 信息 —— “Pix档案”
- 自动发起交易，无需用户交互
- 应对变动金额支付，无需重新发起结账流程
对企业的好处
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全面代币化的 Pix 体验
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无需二维码或重复授权
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更高的转化率和用户留存
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不限次数的支付重试
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实现真正的一键 Pix 支付
Pix Automático 与 SmartPix：核心区别
SmartPix
为最大灵活性而设计
适合动态场景，如临时付款或需要灵活重复尝试的情况。
释放Pix在巴西的全部潜力
- 无需重定向的Pix支付，适用于单笔或多笔交易
- 顺畅的结账流程，提升转化率
- 支持定期和自动支付流程
创新功能
