With dLocal, streaming platforms can launch and scale subscription, ad‑supported, and hybrid models across 60+ emerging markets and 1,000+ local and alternative payment methods, while we handle local collecting, FX, and compliance behind the scenes.
Use it when you:
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Need to reduce failed subscription payments and involuntary churn
in markets with low international card penetration and strong local method preferences.
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Want to support local payment mixes per country
from Pix in Brazil and wallets in Indonesia to mobile money in Kenya—without adding a new provider for every rail.
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Are expanding to multiple emerging markets
and need one partner for subscription payins, partner payouts, FX, and compliance.
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Run hybrid models
and need a payments stack that can support both recurring and event‑based charges.
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Work with content licensors, distributors, or agencies
and need invoice‑based flows for B2B deals in local currency.
The challenge of streaming payments in emerging markets
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Your current stateThe challenge of streaming payments in emerging markets: Recurring revenue at risk
Cross-border, card-only setups produce high decline rates and involuntary churn, particularly where domestic schemes, wallets, and real-time payments dominate everyday spend.
Failed and blocked payments erode subscriber growth
Streaming solutionSolutions: Localized payins for subscriptions
Use dLocal Payins to offer local and international cards, digital wallets, bank transfers, real‑time payments, and cash‑based options in local currency, with Smart Routing to improve approvals and reduce soft declines.
Higher approval rates, fewer soft declines
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Your current stateThe challenge of streaming payments in emerging markets: Low international card penetration
A large share of viewers either don't hold an international credit card or actively prefer alternatives like Pix, SPEI, UPI, wallets, or mobile money. Without those methods you stay invisible to a significant slice of the addressable market.
Card-only checkout locks out addressable demand
Streaming solutionSolutions: Local and alternative payment methods
dLocal Payins offers local and international cards, digital wallets, bank transfers, real-time payments, and cash-based options in local currency, tailored to how each market actually pays.
Reach viewers wherever and however they pay
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Your current stateThe challenge of streaming payments in emerging markets: Trial abuse, account sharing, and chargeback fraud
Free trials, promotions, and shared logins easily turn into fraud and abuse without tools that distinguish healthy growth from risky behavior.
Unchecked abuse erodes trial-to-paid economics
Streaming solutionSolutions: Subscription-ready fraud and abuse protection
Add Defense Suite for real-time monitoring, device intelligence, and chargeback workflows that help you tackle card testing, trial abuse, account takeover, and friendly fraud without over-blocking legitimate viewers.
Stop fraud without over-blocking real viewers
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Your current stateThe challenge of streaming payments in emerging markets: Complex regulations, fragmented operations, and slow expansion
Different tax rules, currency controls, and documentation requirements per country, combined with separate PSPs or acquirers per region, lead to siloed data, inconsistent reporting, and painful reconciliation — and each new-country launch means a new integration, new bank partners, and fresh regulatory work.
Fragmented, market-by-market setups slow you down
Streaming solutionSolutions: One integration, one dashboard
Manage all subscription and transactional flows across 60+ markets and 1,000+ methods from a unified API and dashboard, with dLocal managing FX and local compliance and consistent reporting across regions.
One partner, one integration, faster expansion
Key solutions for Streaming
Explore all-
Payins
The core of your streaming revenue
Learn more about PayinsCollect subscription, transactional, and bundle payments in viewers' local currencies using 1,000+ methods across 60+ countries, with smart routing and local acquiring to boost conversion.
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Payouts
Pay in their preferred method and currency
Learn more about PayoutsPay content partners, distributors, and creators in their preferred local methods and currencies, with dynamic FX and unified reconciliation.
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Invoice Collection
For B2B or enterprise subscriptions
Learn more about Invoice CollectionHandle B2B distribution and licensing agreements using local-currency invoices and streamlined FX and settlement.
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Defense Suite
Protect subscription revenue from fraud
Learn more about Defense SuiteTrial abuse, and disputes with real-time monitoring, scoring, and chargeback workflows tuned to emerging markets.
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dLocal for Platforms
Power bundled and marketplace-style streaming models
impulsa modelos de streaming agrupados y de estilo marketplace en los que combinas varios servicios, canales o socios, con pagos divididos y subcuentas en distintos mercados.
Benefits for your business in Streaming
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Higher conversion, reach, and retention
In emerging markets, through the use of local methods and currencies, as well as Smart APMs and Smart Routing
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Simpler operations and reconciliation
By using a unified platform and API, and a single analytics dashboard
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Reduced regulatory and FX complexity
Thanks to dLocal’s local entities and regulatory expertise in emerging markets
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Faster expansion into new markets
Reusing payments backbones and combining local payment methods
Key payment flows
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Customer payments and subscriptions
For most digital and subscription businesses, the core payment flow is sign‑up, billing, and renewal
- 1 Viewer chooses a plan and currency
They select a subscription or package and see prices in their local currency, with taxes and fees handled according to local rules where applicable.
- 2 dLocal processes the payment locally
Transactions route through local rails and acquirers where possible, using Smart Routing to maximize approvals and reduce declines.
- 3 Subscription is activated and stored
Once approved, access activates while dLocal securely stores payment details — tokenization and 3DS for cards, SmartAPMs for local APMs — enabling automatic renewals without repeating the flow.
- 4 Renewals and retries
Each cycle, dLocal charges via local rails using tokens instead of raw credentials, cutting churn — while your dunning logic handles reminders, plan changes, or grace periods in real time.
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Packet and marketplace flows (where applicable)
For streaming aggregators, super‑app subscription bundles, or channel marketplaces that combine multiple partner services in one plan
- 1 Subscriber pays a single price for the bundle.
They authorize once, on a local method, and see one line item on their statement.
- 2 dLocal for Platforms splits the payment
In a single transaction, funds are routed to sub‑accounts for each participating partner, according to your
- 3 Centralized reporting and control
Onboarding, KYC, balances, and reporting for each partner live in one platform, so you don't juggle a separate PSP relationship per participant.
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B2B or enterprise subscription invoices (where applicable)
For B2B SaaS and eLearning providers issuing subscription or enterprise invoices, where applicable
- 1 Invoice is issued in local currency
Your system generates invoices in a customer’s local currency and sends them via your usual channels.
- 2 Customer pays via local methods
dLocal’s Invoice Collection allows payers to settle invoices using local methods and currencies, addressing regulatory and FX frictions.
- 3 dLocal handles FX and fund transfer
dLocal manages the FX conversion and offshoring approvals so funds can be transferred to your settlement currency and account.
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Annual plans paid in monthly installments (BNPL Fuse)
For markets and segments where annual retention is stronger but subscribers prefer monthly cash flow
- 1 User selects an annual plan
Checkout and chooses BNPL Fuse. They see a monthly installment amount instead of a large upfront charge.
- 2 BNPL provider approves and pays the merchant upfront.
You collect the full annual contract value on day one, with the provider absorbing credit and fraud risk.
- 3 Subscriber pays the BNPL provider monthly.
They see a predictable monthly charge on their statement, while you already have the annual revenue booked and no monthly renewal risk to manage.
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Industry-Relevant Payment methods
For subscription‑based businesses in emerging markets, the right mix of payment methods is critical — dLocal helps you combine these methods per country to maximize conversion, minimize declines, and support both one‑time and recurring subscription payments.
See all payment methods-
Cards
Still central for subscriptions, especially when combined with 3DS, tokenization, and smart retry logic to keep renewals flowing.
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Real-time payments
Schemes like Pix in Brazil and other instant rails make it easy for viewers to top up wallets or pay for passes instantly, often with lower failure rates and better UX.
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Cash vouchers and cash-based networks
Allow cash‑preferring users to pay for streaming via local stores and agents, bridging the gap between cash economies and digital content.
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Digital wallets and SuperApps
In many Asian and some LATAM markets, wallets are the default way to pay online, especially on mobile—critical for younger or unbanked audiences.
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Mobile money
Essential in parts of Africa, where mobile money is the primary digital rail for recurring and one‑off payments.
Got questions?
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How does dLocal handle recurring payments and dunning for streaming?
dLocal improves recurring payment performance by combining local acquiring, Smart Routing, tokenization, and 3DS where applicable, reducing declines at renewal compared to cross‑border setups.
You can use webhooks and reporting to power your own dunning logic (retry schedules, reminders, plan downgrades), while Defense Suite helps distinguish risky behavior from legitimate churn.
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Can we use dLocal only for emerging markets alongside our existing global PSP?
Yes. Many streaming businesses use dLocal specifically for emerging markets while keeping other PSPs for mature regions.
You route traffic to dLocal based on geography and product strategy, then combine dLocal’s settlement and reporting with other providers in your internal BI and treasury tools.
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How does dLocal support compliance, licensing, and FX in these regions?
dLocal operates via local entities and licenses and acts as Merchant‑of‑Record where applicable, handling tax, FX controls, and regulatory obligations for payins and payouts.
We manage FX conversion and fund expatriation according to pre‑agreed models, so your teams can focus on pricing, content, and growth rather than day‑to‑day FX operations.
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Can dLocal support B2B subscription or wholesale distribution models as well?
Yes. For B2B and wholesale deals—such as selling access to telcos, ISPs, or distributors—you can use Invoice Collection to issue invoices in local currencies and accept payment via local methods, with dLocal handling FX and settlement back to your main account.
You can combine this with Payins and Payouts for a complete picture of both consumer and partner revenue.
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How long does it take to go live with dLocal for Streaming?
Timelines depend on scope and integration model, but the single API and hosted checkout options are designed for fast onboarding.
Many merchants start with priority markets and methods, then scale coverage and complexity (payouts, platform flows, invoice‑based deals) as they grow.
Ready to grow your Streaming services in emerging markets?
If you're ready to make payments as smooth as your streams across Africa & Middle East, Asia, and Latin America, talk to dLocal about how our solutions can support your streaming expansion in emerging marketas.
Grow your business
