BNPL Fuse
Why choose one BNPL, when you can Fuse them all?
The only BNPL aggregator built for emerging markets
- One API
- One integration
- Eight markets
- 500M+ buyers
- Zero risk
The hidden cost of not offering BNPL
Shoppers everywhere expect flexible ways to pay. In emerging markets, limited access to credit means many can’t pay for larger buys without installments.
![Up to [REPLACE_NUM] of carts are abandoned without BNPL](https://d13wxjfb6x6swr.cloudfront.net/images/the-hidden-cost-of-skipping-bnpl.png "Up to [REPLACE_NUM] of carts are abandoned without BNPL")
Up to 66% of carts are abandoned without BNPL
For merchants, building BNPL in-house is complex: credit checks, fraud risk, regulations, and fragmented providers turn a growth driver into an operational burden.
How people use BNPL
What started as a niche tool is now a mainstream way to pay. Buy Now, Pay Later helps online shoppers afford more and digital merchants sell more.
What it means at checkout
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Shoppers choose to pay later (14 to 30 days) or split purchases into installments
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Merchants get paid upfront — no risk, no delays
The result?
BNPL Fuse, exclusively by dLocal
The only BNPL aggregator built for emerging markets
BNPL Fuse connects the leading Buy Now, Pay Later providers across emerging markets.
With one API:
- Go live in 8 markets
- Reach 500M+ buyers
- Offer BNPL with zero credit risk
Instead of managing multiple integrations, BNPL Fuse gives you a single orchestration layer, so you can focus on growth, not complexity.
How BNPL Fuse works
Leading BNPL providers, global reach
From Africa & the Middle East to Asia and Latin America, Fuse brings together local BNPL champions in markets with young shoppers, low card penetration, and high mobile adoption, making installments thrive where credit is scarce but demand is rising.
Powered by dLocal’s experience layer
Connecting merchants and BNPL providers where growth happens next
- Higher conversions and larger order values
- Frictionless checkout with local payment methods
- White or grey-label flexibility (coming soon)
- Pre-approved credit lines and users
- One API connecting all leading BNPL providers, built for scale
From checkout to payout, the Fuse way
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Merchants offer installments directly at checkout
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Buyers split payments using local or alternative payment methods
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Merchants receive full payment upfront
Creating real impact
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Travel & Hospitality
Big trips come with big price tags. Flights, hotels, and packages feel easier to book when the cost can be spread over time. With BNPL Fuse, platforms capture more bookings.
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Retail & Marketplaces
From fashion to electronics, shoppers are more likely to complete their purchase if they don’t have to pay all at once. BNPL Fuse helps reduce abandoned carts and increase order values.
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Gaming
Players don’t want interruptions at checkout. Offering BNPL keeps them engaged and makes it easier to pay for subscriptions, upgrades, or in-game purchases.
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eLearning
Education is an investment. By giving students the option to split costs, online education platforms make learning more accessible and affordable, without waiting for funds to clear.
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Streaming & SaaS
Subscriptions stack up quickly. With BNPL, users commit with less hesitation, and platforms benefit from stronger retention and a broader audience.
Trusted by leading BNPL providers
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Our goal at Kueski has always been to make access to flexible payment options easier for consumers while creating value for merchants.
Through this partnership with dLocal, leading international retailers can now offer BNPL in Mexico with a streamlined integration and clear benefits that drive sales and improve the shopping experience for their customers.
- — Lisset May Cervantes, SVP of Sales at Kueski
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The implementation was simple and strengthened our infrastructure to continue enabling more Brazilians to access installment payments.
As Pagaleve continues to grow, expanding its consumer base and attracting retailers, including marketplaces with international reach, it becomes increasingly important to rely on strategic partners like DLocal.
- — Eduardo Zucareli, CCO of Pagaleve
*Availability and conditions may differ by market
