Bre-B is coming to Colombia.
Be ready.
Colombia’s new government-backed real-time payment rail is set to change how money moves.
Be launch-ready from day one and stay covered as Bre-B grows.
Understanding Bre-B
Bre-B is the national real-time payment system developed by Banco de la República.
It enables 24/7 account-to-account transfers using digital keys (llaves) — phone numbers, IDs, emails, or custom aliases — instead of full bank account details.
At launch, users will be able to process:
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P2P transfers
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P2M payments
Bre-B is mandatory for Colombian banks and eWallets, meaning true interoperability for the first time in the country.
Bre-B changes the game for Colombia
With Bre-B, businesses in Colombia can:
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Accept instant payments from any bank or eWallet.
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Reduce checkout friction — no more long account numbers.
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Operate 24/7/365, including nights, weekends, and holidays.
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Benefit from zero-cost adoption as transactions remain free for end users until 2028.
Inside Bre-B’s payment flow
No new app required — Bre-B will be integrated into existing banking and wallet platforms.
Beyond faster payments:
Bre-B’s impact
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Drive financial inclusion -
Reduce reliance on cash (78% of daily transactions)
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Enable new use cases in the future, from B2B payments to government disbursements
From Pix in Brazil to UPI in India, RTPs are transforming economies. Bre-B is Colombia’s turn.
Want to go deeper?
Our latest blog explains how Bre-B works, what it solves, and what it means for banks, merchants, and Colombia’s economy.
Colombia’s payment landscape in context
Our Emerging Markets Payments Handbook 2025 unpacks Colombia’s economy, digital growth, payment preferences, regulation, and key trends, including how Bre-B fits in.
Ready for Bre-B. Ready to stay ahead.
Integrate Colombia’s new real-time payment method with dLocal. Be ready for launch, and future-ready for what comes next.
Talk to our team