SmartPix
Powered exclusively by dLocal
Tokenized Pix: QR-free, frictionless, just conversion.
The future of Pix in Brazil starts now
SmartPix, powered exclusively by dLocal, redefines the Pix experience by enabling automated and on-demand payments, without the need for users to authorize each transaction manually.
Forget QR codes and repeated checkouts. With SmartPix, dLocal securely stores users' one-time consent for redirectionless payments.
Understanding the challenge
Pix is Brazil's go-to payment method for millions. However, it wasn't built for recurring or merchant-initiated payments.
29% of Brazilian eCommerce transactions are with Pix. But there's a catch…
Each transaction had to be individually approved by the customer, creating friction for business models that rely on repeat or automatic charges, like:
Use cases
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Ride-hailing apps Frictionless billing for dynamic pricing
Enable one-click payments per ride: no QR codes, redirects, or manual input. With a single initial consent, each trip is charged instantly, requiring no further action from the rider. This flow is ideal for time-sensitive, high-frequency mobility. SmartPix supports effortless payments initiated directly from the ride-hailing app, streamlining checkouts and boosting rider loyalty. It also handles refunds efficiently, essential in a category with frequent trip changes and cancellations.
As a result, ride-hailing platforms reduce drop-offs, increase payment reliability, and deliver a truly seamless experience for everyday urban transportation.
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Digital subscriptions Keep subscribers active with seamless recurring charges
Automate recurring payments with a direct bank link: no cards, no manual transfers. SmartPix ensures uninterrupted access even if a payment date changes or the subscription amount varies. Funds are released to your business instantly upon approval, reducing delays compared to card settlements and improving your cash flow predictability.
This leads to lower involuntary churn, better control of the billing cycle, and more reliable, recurring revenue.
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Retail Accelerate repeat purchases and flash sales
Offer instant, one-tap checkouts with no redirects, QR codes, or friction—perfect for mobile-first shoppers and high-demand campaigns. SmartPix enables fast, intuitive purchases that recover abandoned carts and encourage impulse buying. Additionally, it supports Split Payments, allowing automatic distribution of funds between marketplaces and sellers, ideal for platforms handling multi-vendor transactions.
This translates in smoother shopping journeys, higher conversion rates, and better outcomes during critical retail moments.
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Digital advertising Fuel campaigns with performance-based payments
Support just-in-time billing that adapts to campaign performance and real-time spend. Whether topping up balances or triggering payments per event, this flexibility helps ensure continuous ad delivery, improve spend efficiency, and align financial flows with campaign results.
That means more responsive media buying, fewer interruptions, and spending that works as dynamically as your strategy.
SmartPix, an exclusive solution by dLocal
Empowers merchants to:
- Securely store user Pix credentials - "Pix on file"
- Initiate transactions automatically, no user interaction needed
- Handle variable payment amounts without restarting checkout flows
Benefits for businesses
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Fully tokenized Pix experience
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No QR codes or repeated approvals needed
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Higher conversion and user retention
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Unlimited retries with no payment restrictions
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True one-click payments with Pix
Pix Automático vs. SmartPix: What sets them apart
Pix Automático
Designed for predictable payment schedules
Ideal when the user prefers a fixed or flexible amount but on a consistent frequency.
Smart Pix
Designed for maximum adaptability
Ideal for dynamic scenarios: cases where you have ad-hoc payments or need flexible recurring attempts
Unlock the full potential of Pix in Brazil
- Redirectionless Pix payments for single or multiple transactions
- Smooth checkout experiences to boost conversion
- Support for recurring and automated payment flows
Innovation features
Introducing SmartPix, exclusively by dLocal. Power real-time payments in Brazil with tokenized, one-click checkout that drives higher conversion.
Connect with our experts on the ground in Brazil!
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