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Marketplace

Turning global marketplaces into local experiences

Online marketplaces move economies forward, connecting millions of sellers, buyers, and small businesses across borders. But behind every transaction lies complexity: multi-country regulation, seller payouts, and buyer preferences that change by market. Turn that complexity into connection with the right payment infrastructure.
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Turning global marketplaces into local experiences

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Fragmented local systems, global marketplace impact

Cross-border marketplaces thrive on scale, but scaling payments across dozens of markets is rarely simple. Here’s what many platforms face in emerging markets:

  • Missing local capabilities like authorization and multiple captures can cause transactions to fail.
  • Legacy, card-only setups can’t meet mobile-first user expectations. 
  • Lacking APMs like Pix in Brazil or GCash in the Philippines reduces checkout success.
  • Multi-currency settlements complicate reconciliation and reporting.
  • Regulatory frameworks and compliance requirements vary across markets.
  • Missing BNPL and installments restrict bigger purchases and buyer choice.
  • Refunds are harder to manage when funds move between buyers and sellers.

Payments built for connected marketplaces

Marketplaces thrive on connection—between buyers, sellers, and payments. Our platform makes that connection seamless through one API that brings together payins, payouts, Smart Routing, and fraud prevention. Every transaction, from the first click to final payout, runs smoothly and locally.

Using local-to-local acquiring, we process payments in each buyer’s country to increase approvals and cut decline costs. From cards and eWallets to BNPL and instant transfers, marketplaces can manage every flow and settlement in the currency that fits their business. One integration. One partner. Every market.

Power your global marketplace

Powering payments for leading marketplaces

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dLocal solution for marketplaces

Simplify how your platform collects, manages, and settles payments with one integration built for scale.

Payins

Payins: Overcome restrictions in international payments with seamless cross-border transactions.

Interested in Payins?
Payouts

Payouts: Pay your staff, customers, and partners in the currency of their choice. dLocal's Payouts enhances customer satisfaction and streamlines your payment process.

Interested in Payouts?
Invoice Collection

Invoice Collection: Generate payment links anytime, and send them straight to your customers.

Interested in Invoice Collection?
dLocal for Platforms

dLocal for Platforms: Seamlessly distribute and split payments for a frictionless gaming experience.

Interested in dLocal for Platforms?

End-to-end payments for connected marketplaces

We power the full payment lifecycle for digital marketplaces—covering acceptance, routing, settlement, and payouts through one unified platform. Smart Routing and local rails optimize transaction flows, lifting approval rates while minimizing decline costs. Instant payouts accelerate seller funding, and built-in tools handle refunds and installments across currencies and participants.

With Network Tokenization, card data stays secure and reusable, supporting recurring transactions and reducing fraud exposure. Access to 900+ local and alternative payment methods, combined with integrated compliance and reconciliation, helps marketplaces expand efficiently across 40+ emerging markets.

Simplify your marketplace payments
Tiendamia

As a cross-border platform, we operate at the intersection of international demand and local infrastructure. Our ecosystem depends on reliable payments—not just from customers, but also to sellers and logistics partners across many countries. With dLocal, we’re able to handle both sides, using local acquiring and real-time rails to move faster, improve success rates, and give everyone a better experience.

Rafael Blanco, Revenue Director at Tiendamia

Payments that connect every buyer and seller

Explore payment options

Enable payments and payouts across every method your users trust:

Actionable insights to fuel your growth

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Connect global buyers and sellers with payments built for growth

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    Global growth is shifting South

    See how people pay—and how to reach them—with dLocal’s Emerging Markets Payments Handbook.

    Download your copy
    See how people pay—and how to reach them—with dLocal’s Emerging Markets Payments Handbook.
    BNPL Fuse
    exclusively by d·local

    The only BNPL aggregator built for emerging markets.
    Why choose one BNPL, when you can Fuse them all?

    Meet BNPL Fuse

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