Accelerate your retail growth with smarter payments
Every expansion starts with understanding how customers pay. From checkout optimization to supplier settlements, aligning with local payment preferences drives higher conversions, better margins, and stronger market presence in high-growth regions.
Explore how we help Retail thrive in emerging markets
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Marketplace
Facilitate effortless transactions in your marketplace with solutions for sellers, buyers, and secure multi-party payments.
Learn more -
Retailer
Empower your retail business with payment infrastructure that supports global reach, local currencies, and seamless checkouts.
Learn more
Challenges
Overcoming payment barriers in online retail
Emerging markets present massive opportunities for retail, but payment complexity often blocks growth potential. From fragmented infrastructure to diverse consumer behaviors, every market introduces unique friction points:
- High cart abandonment rates due to limited payment options
- Complex installments holding back high-value purchases (around 60% of retail transactions rely on installments)
- Missed refunds often resulting in chargebacks
- Currency conversion challenges affecting pricing transparency
- Multiple integrations and contracts to enable local methods
- Limited routing capabilities affecting approval rates
- Fraud and compliance risks across markets
Payments built to move retail forward
Access a smart payment infrastructure that connects retailers with local ecosystems across emerging markets. With local-to-local acquiring, payments are processed directly in the buyer’s country, improving approval rates and reducing chargebacks.
Through one API, access 900+ local and alternative payment methods for both local-to-local and cross-border flows. Designed for installments, fraud prevention, mobile-first experiences, and tokenized payments, our platform protects sensitive data, prevents misuse, and drives higher conversions with less complexity.
Build local, shine globalPowering payments for industry leaders
dLocal solutions for retial
Complete payment infrastructure designed to support every aspect of retail operations across emerging markets.
Payins: Offer your emerging market shoppers a seamless and secure payment experience.
Interested in Payins?
Payouts: Pay your sellers/stakeholders in the method and currency of their choice and streamline your payouts process.
Interested in Payouts?
Invoice Collection: Streamline your payment collection process
Interested in Invoice collection?
Defense Suite: Identify and mitigate fraudulent transactions with real-time monitoring.
Interested in Defense Suite?Retail-ready payments designed to scale your business
Boost conversions with Smart Routing and real-time optimization in 40+ markets. With a unified API and local-to-local acquiring, retailers typically see an increase of 4–6 points in approval rates, fewer chargebacks, and stronger performance across emerging markets.
Our local rails enable installments, multiple captures, and end-to-end authorization for greater control at checkout, while tokenized payments secure customer data and reduce fraud. Pay your suppliers in markets like Turkey, Bangladesh, and India through local-currency settlements and consolidated reconciliation.
Simplify refunds and partial returns, and meet growing demand for BNPL—building trust and flexibility into every transaction.
dLocal’s coverage
dLocal launched in 2016 to connect global merchants with emerging market consumers and has since expanded to serve over 40 markets, adding more countries and payment methods based on merchant needs.
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40+
Countries
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900+
Local Payment Methods
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700+
Merchants
At Temu, our mission is to ensure that everyone has access to quality products at affordable prices. By partnering with dLocal, we’re excited to extend these benefits to millions of customers in emerging markets, ensuring that more people can enjoy accessible, convenient shopping experiences.
A full stack of streamlined payments
Explore payment optionsOffer customers their preferred payment methods to reduce cart abandonment and increase transaction success across retail.
Explore how we help Retail thrive in emerging markets
-
Marketplace
Facilitate effortless transactions in your marketplace with solutions for sellers, buyers, and secure multi-party payments.
Learn more -
Retailer
Empower your retail business with payment infrastructure that supports global reach, local currencies, and seamless checkouts.
Learn more
