Brazil
South Africa
Mexico
Colombia
Challenge & Solution
Most platforms stitch together separate providers for payins, payouts, and compliance, rebuilding their payments operation from scratch in every new market.
dLocal for Platforms unifies payment flows, compliance, and seller management through local infrastructure in a single operation model, recovering performance lost to fragmented multi-provider setups.
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Multi-provider setupChallenge: Disconnected payment flows
With one provider for collections and another for payouts, transaction data splits across systems, reconciliation turns manual, and refunds live in separate dashboards.
Fragmented data, limited visibility into performance
dLocal for PlatformsSolution: Unified payment flows
Payins, payouts, and splits run through one integration, so funds move from buyers to sellers in local currency with consolidated reporting in the Merchant Dashboard.
Full visibility from collection to settlement
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Multi-provider setupChallenge: Compliance rebuilt per market
Emerging markets are increasingly regulated, each with its own KYC, tax, and licensing requirements. Platforms on separate providers or in-house solutions must rebuild compliance for every new market and keep it current as rules change.
Slower market entry, ongoing regulatory exposure
dLocal for PlatformsSolution: Local compliance built in
Seller KYC is automated and local regulatory requirements are handled in every market, so sellers onboard through one process and regulatory changes are absorbed before they reach your team.
One onboarding process, local compliance per market
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Multi-provider setupChallenge: A new integration for every country
Each new market means sourcing a local provider, negotiating a contract, building another integration, and adapting operations to a new system.
Months to launch, demand left uncaptured
dLocal for PlatformsSolution: One integration for every market you enter
One API connects your platform across Latin America, Africa, and Asia, and each new market builds on the setup you already have.
Faster market expansion on a single integration
Proven performance
from 1 to 2 weeks to go live in additional markets
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Up to +24pp conversion rate with local acquiring vs. cross-border acquiring
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Up to 99.97% payout success rate across emerging markets.
760+ Global merchants trust dLocal
1000+ Local payment methods
1 Integration
*Timelines and results may vary by market, industry, and payment method.
“dLocal has been a true partner to scale our operations across the global emerging market landscape over the last couple of years. An important part of creating a great experience for our customers is making sure they can use their preferred payment method. Partners like dLocal help make that happen.”
Your platform does more than payments.
So does the local infrastructure behind it.
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Seller onboarding
Onboard every seller compliantly as you expand
Seller onboarding
Onboard every seller compliantly as you expand
Verify individuals and businesses through automated KYC and KYB, and open their accounts in minutes, whether you onboard ten sellers or thousands. You choose how much of the experience to own, from full API control to a ready-made flow that dLocal keeps compliant as local rules change.
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Account structure
Structure accounts around your business model
Account structure
Structure accounts around your business model
Create sub-accounts for sellers, business units, or payment flows, each with its own balance, fees, payment methods, and settlement periods. Your account structure follows how your platform makes money, so a new business model runs on the same infrastructure.
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Split payments
Keep complex payment splits accurate at scale
Split payments
Keep complex payment splits accurate at scale
Set your split rules and we automatically allocate each payment across sellers, platform fees, and commissions, with every allocation visible in the same report.
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Local settlement
Get every seller paid locally, in their currency
Local settlement
Get every seller paid locally, in their currency
dLocal pays out each seller’s earnings locally and in their own currency, with funds moving from collection to settlement without passing through your platform. You can also transfer funds between sub-accounts or withdraw to external bank accounts whenever your operation needs it.
+dLocal Payins and Payouts, built in
Local acquiring, local payment methods, fraud prevention, and payout rails already run underneath every flow on your platform.
Built for the way your business operates
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Online marketplaces
Onboard thousands of sellers and route each order’s funds to the right parties, so sellers get paid locally while your commission stays separate from day one.
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Ride-hailing and food delivery
Collect from riders and customers, then pay drivers and couriers in local currency on schedules set per market, keeping the supply side of your platform paid fast and reliably.
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Social commerce
Turn creators and small sellers into verified merchants, split every sale between them and your platform, and pay them locally as your community grows across markets.
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Travel and booking platforms
Accept travelers’ local payment methods and pay hotels, tour operators, and suppliers in their own currencies, so each new destination opens ready to take bookings.
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PSPs and payment platforms
Give your own sub-merchants access to local payment methods and payouts, with automated onboarding and fees configurable for each one.
Built within the markets where your business grows
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Latin America
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Africa
Argentina
Chile
Costa Rica
Guatemala
Peru
Dominican Republic
Philippines
Indonesia
Malaysia
Thailand
Vietnam
Expanding beyond these markets?
dLocal for Platforms can extend to other countries where dLocal already operates, following a local regulatory review.
Why choose dLocal for Platforms
For your business
| dLocal for Platforms | Multi-provider setup | |
|---|---|---|
| Integration | dLocal for Platforms One API for payins, payouts, splits, and seller management | Multi-provider setup Separate integrations per provider, per flow |
| Market expansion | dLocal for Platforms Add new markets through your existing integration | Multi-provider setup Source a provider, sign a contract, build an integration |
| Compliance | dLocal for Platforms Local compliance kept current by dLocal as regulations change | Multi-provider setup Rebuilt per provider or in-house in every market |
For your customers
| dLocal for Platforms | Multi-provider setup | |
|---|---|---|
| Payment methods at checkout | dLocal for Platforms The local payment methods customers already use in each market | Multi-provider setup Depends on which provider covers each market |
| Currency at checkout | dLocal for Platforms Local currency, familiar to customers | Multi-provider setup May vary by provider and market |
| Checkout experience | dLocal for Platforms Consistent across every market your platform operates in | Multi-provider setup Different per provider, hard to standardize |
For your sellers
| dLocal for Platforms | Multi-provider setup | |
|---|---|---|
| Onboarding and KYC | dLocal for Platforms Automated KYC and KYB, with seller accounts opened in minutes | Multi-provider setup Different KYC setups per provider and market |
| Payout delivery | dLocal for Platforms Local payouts in each seller’s currency, on schedules you configure | Multi-provider setup Depends on the payout provider in each market |
| Seller visibility | dLocal for Platforms Dedicated account per seller with its own balance, payout schedule, and fees | Multi-provider setup Fragmented across systems, limited per-seller view |
How dLocal for Platforms works?
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Balance funding
You manage
You define the markets you want to operate in, the currencies you need, and the business rules for your platform.
We handle
We configure the integration, set up compliance in each market, and make the right local payment methods mix available per country.
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Onboard your sellers
You manage
You collect seller information and submit it through API, Low Code, or No Code, choosing the deployment that fits your product experience.
We handle
We verify each seller through automated KYC and KYB and open their dedicated account in minutes, with its own balance, payout schedule, and fee structure.
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Collect and split payments
You manage
Your customers pay through local payment methods in local currency, with checkout configured per market.
We handle
We process each payment locally and split it by your rules, routing platform fees and seller shares to the right accounts. Refunds and chargebacks run through the same setup, with balances adjusted automatically.
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Pay out and settle
You manage
You set payout frequency and preferred payment methods for each seller, and trigger payouts via API or dashboard.
We handle
We settle each seller’s balance to their own local bank account, in local currency and through local rails, on the schedule you set.
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Monitor and manage
You manage
You track transactions, balances, splits, refunds, and chargebacks across all markets from API or the Merchant Dashboard.
We handle
We deliver account-level reconciliation reports tailored to your operation and send real-time notifications as transaction statuses change.
Got questions?
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Which countries and payment methods does dLocal for Platforms support?
dLocal for Platforms is live in Argentina, Brazil, Chile, Colombia, Costa Rica, Dominican Republic, Guatemala, Mexico, Peru, Indonesia, Malaysia, Philippines, Thailand, Vietnam, and South Africa. It can easily extend to other countries where dLocal already operates, following a local regulatory review.
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How does dLocal for Platforms integrate with my existing stack?
One API connects your platform to dLocal’s payment and financial infrastructure, including dLocal Payins, dLocal Payouts, and the capabilities needed to run your platform across emerging markets. If you already use dLocal, you can build on the same integration as your platform expands.
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How is dLocal for Platforms different from using dLocal Payins and dLocal Payouts separately?
dLocal Payins helps you accept payments from customers across emerging markets. dLocal Payouts helps you send payments to recipients. Running a platform requires more than moving money in and out: dLocal for Platforms adds the financial infrastructure for multi-party models, including automated KYC and KYB, seller accounts, split payments, and more.
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Does dLocal for Platforms work as the Merchant of Record?
No. dLocal for Platforms provides the local payment infrastructure and compliance needed to operate, while your business remains the seller of record. A Merchant of Record goes further, selling on your behalf and handling responsibilities such as taxes and invoicing. If that is what you need, dMoRe is dLocal’s Merchant of Record solution for emerging markets.
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How long does it take to go live?
The initial integration typically takes at least three weeks, depending on your platform model and development resources. Once integrated, each additional market can go live in one to two weeks, and your dLocal team provides a go-live plan once the scope is defined.
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How does pricing work?
Pricing is tailored to your markets, payment methods, volumes, and settlement requirements. Your dLocal team will structure pricing around your platform model and the capabilities you need.
dLocal for Platforms helps you grow your platform across emerging markets
Entering new markets is one thing.
Performing like a local in every one is another.
