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Steer your travel expansion with smarter payments in emerging markets

Travel demand in Africa & Middle East, Asia, and Latin America is rising fast, from online travel agencies and aggregators to airlines, tour operators, and hospitality platforms. To turn that demand into profitable, repeatable growth, you need payment experiences that match how travelers and suppliers actually pay in each market, not just how cards work in mature economies.

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Steer your travel expansion with smarter payments in emerging markets

With dLocal, travel companies can streamline bookings, refunds, and supplier payouts across 60+ emerging markets and 1,000+ local and alternative payment methods, while we handle local rails, FX, and regulation behind the scenes.

Discover how we help travel companies thrive in emerging markets.

The challenge of the travel sector in emerging markets

  • Booking failures at checkout
    Your current state

    The challenge of the travel sector in emerging markets: Booking failures at checkout

    Relying only on international cards creates high decline rates in markets where travelers prefer local cards, wallets, bank transfers, real‑time schemes, cash, or installments, leading to abandoned itineraries and lost revenue.

    Failed and blocked payments slow down growth.

    Localized payins for bookings and add‑ons
    Travel Solutions

    Solutions: Localized payins for bookings and add‑ons

    Use Payins and local acquiring to offer local cards, BNPL, eWallets, bank transfers, real‑time payments, cash vouchers, and mobile money in each market, with smart routing to boost approval rates and reduce booking failures.

    Higher approval rates, fewer mild rejections

  • Limited support for local payment methods and installments
    Your current state

    The challenge of the travel sector in emerging markets: Limited support for local payment methods and installments

    Without local APMs and installments, many travelers simply cannot complete high‑ticket bookings or must rely on offline workarounds.y

    Up to approximately 95 % of the online population remains out of reach.

    Reliable local payouts to suppliers and partners
    Travel Solutions

    Solutions: Reliable local payouts to suppliers and partners

    With Payouts, pay airlines, hotels, ground operators, OTAs, consolidators, and agencies in their local currencies and preferred methods, with dLocal managing FX, local rails, and regulatory constraints.

    Stable renovations, scope beyond the cards

  • Exposure to fraud and chargebacks
    Your current state

    The challenge of the travel sector in emerging markets: Exposure to fraud and chargebacks

    High‑value bookings, refunds, itinerary changes, and no‑shows increase dispute risk and operational workload if you lack specialized tools.

    Debt write-offs, disputes and increased operating expenses

    Fraud and dispute control for high‑ticket bookings
    Travel Solutions

    Solutions: Fraud and dispute control for high‑ticket bookings

    Defense Suite adds real‑time monitoring and chargeback management so you can limit fraud and disputes on high‑value trips and complex itineraries without adding excessive friction at checkout.

    Frictionless Fraud Protection

Key Solutions for Travel

Explore solutions
  • Payins

    The core of your income

    Collect local payments for flights, hotels, packages, ancillaries, and add‑ons via cards, BNPL, eWallets, bank transfers, cash, real‑time payments, and mobile money in 60+ emerging markets.

    Learn more about Payins
  • Payouts

    Pay using your preferred method and currency.

    Pay airlines, hotels, DMCs, transport providers, consolidators, and agencies in their local currencies and preferred methods, with dynamic FX and unified reconciliation.

    Learn more about Payouts
  • Invoice Collection

    For B2B or Enterprise Subscriptions

    Streamline B2B invoice payments and credit flows with agencies, consolidators, and corporate travel buyers in local currencies, while dLocal manages FX and regulatory alignment.

    Learn more about Invoice Collection
  • Defense Suite

    Protect revenue against fraud.

    Control fraud, chargebacks, and disputes on high‑ticket and complex travel flows with real‑time monitoring and chargeback tools tailored to ecommerce and travel patterns.

    Learn more about Defense Suite
  • dLocal for Platforms

    Designed for multi-participant platforms

    Power multi‑party travel flows for OTAs, aggregators, and enablers with supplier onboarding, balances, and split payments in a single transaction.

    Learn more about dLocal for Platforms
Explore solutions

Key Payment Flows

  • Customer bookings and travel payments

    This is the core B2C flow for flights, hotels, packages, and ancillaries:

    1. 1

      Traveler searches and selects an itinerary

      They choose flights, hotels, ground transport, insurance, or packages, priced in a local or relevant currency.

    2. 2

      Traveler selects a local payment method

      At checkout, the traveler sees locally relevant options—domestic and international cards, BNPL and installments, eWallets, bank transfers, real‑time payments, cash vouchers, or mobile money—depending on the country.

    3. 3

      dLocal processes the payment locally

      dLocal routes the transaction through local rails and acquirers, with smart routing to improve approval rates and reduce soft declines, then confirms authorization in real time.

    4. 4

      Booking is confirmed

      The platform confirms the booking and issues tickets or vouchers, while dLocal securely handles the payment lifecycle and passes status updates back via API and dashboard.

    5. 5

      Modifications, refunds, and partial refunds

      When itineraries change or are canceled, you trigger full or partial refunds through dLocal; Defense Suite helps you manage chargebacks and disputes where they occur.

  • Marketplace and multi‑supplier travel flows

    For OTAs, aggregators, and enablers handling multi‑supplier trips:

    1. 1

      Traveler pays once for a multi‑leg, multi‑supplier itinerary

      A single basket may include flights from multiple airlines, hotels, transfers, and tours.

    2. 2

      Payment is collected via Payins

      dLocal processes the traveler’s payment in local currency, using local methods per market.

    3. 3

      Payouts settle balances to suppliers

      On a defined schedule (e.g., after departure, stay, or monthly close), Payouts sends local‑currency settlements to each supplier via bank, card, wallet, or other local rails.

    4. 4

      Adjustments, cancellations, and penalties

      When bookings change, balances are updated and additional payouts or clawbacks flow through the same infrastructure, keeping supplier accounting aligned with traveler changes.

  • B2B invoice and supplier payments

    For agencies, consolidators, and corporate travel:

    1. 1

      Agency or corporate invoice is issued in local currency

      Your platform or back‑office generates invoices to agencies, branches, or corporate clients in their local currency.

    2. 2

      Customer pays via local methods

      Using Invoice Collection, B2B customers settle invoices using local rails—bank transfers, local cards, or other methods appropriate to that country—while dLocal manages FX and regulatory frictions.

    3. 3

      dLocal handles FX and fund transfer

      Funds are converted and transferred to your settlement currency (e.g., USD or EUR), with statements and documentation aligned to local requirements.

    4. 4

      Reconciliation and reporting

      Invoice payments appear alongside traveler payins and supplier payouts in the dLocal dashboard, simplifying reconciliation for finance and treasury teams.

Payment methods relevant to the sector

For travel in emerging markets, the right mix of methods directly impacts both first‑time bookings and repeat business:

See all payment methods
See all payment methods

Do you have any questions?

  • How does dLocal help reduce booking failures at checkout?

    dLocal connects your travel stack to local payment methods and local acquiring in each market, so you’re not limited to international cards and cross‑border processing. By offering local cards, BNPL, eWallets, bank transfers, real‑time payments, cash, and mobile money—and routing them intelligently—you reduce declines and abandoned itineraries at the moment of payment.

  • Can we use dLocal only for emerging markets alongside our global PSP?

    Yes. Many travel businesses use dLocal specifically for emerging markets while maintaining other PSPs for more mature regions. You route traffic to dLocal based on geography and product strategy, then combine dLocal’s settlements and reporting with other providers in your existing BI, treasury, and revenue‑management tools.

  • How are refunds, chargebacks, and disputes handled for high‑ticket bookings?

    Via Defense Suite, dLocal offers real‑time monitoring, dispute workflows, and chargeback tools tailored to ecommerce and high‑value flows. You can manage full and partial refunds, respond to disputes efficiently, and use outcomes to refine risk rules—helping you reduce write‑offs and protect customer trust while keeping legitimate bookings as frictionless as possible.

  • Do we need local entities in every country to use dLocal for Travel?

    No. One of dLocal’s core advantages is that you can operate in 60+ emerging markets without establishing local entities in each country. dLocal leverages its own entities, licenses, and regulatory models to handle local FX, tax, and compliance obligations on your behalf, subject to the specific setup in each market.

  • Which travel segments does dLocal support?

    dLocal supports a wide range of travel segments, including travel agencies, travel tech platforms, travel supply players, and travel aggregators & enablers, as reflected in dLocal’s industry categorization.

Next Growth Stage

Ready to convert more interested leads into booking customers?

If you’re ready to steer your travel expansion with smarter payments in emerging markets, talk to dLocal about how our solutions can support your next phase of growth.

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Payments were only the start. Emerging markets demand more.

Take the fastest path to new customers: payments, tax, invoicing, and compliance handled on your behalf. 

Your Merchant of Record for emerging markets

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